ClipMoney – A Digital-First Banking Platform for Businesses

Project Overview

We partnered with ClipMoney to build the whole product ecosystem. This includes a web dashboard and mobile apps tailored for both businesses and administrators with different access levels.

The platform features a centralised admin panel with role-based access, enabling the smooth management of businesses, retail locations (such as malls or partner stores), and operational users. This structure reflects ClipMoney’s scalable deposit network, the largest of its kind in North America, and also supports secure and efficient oversight of all deposit activity.

To simplify cash handling for business users, we also developed a cross-platform mobile app (iOS and Android). It allows users to initiate, manage, and track deposits on the go,  saving time and removing the need to visit a bank branch. The system also supports ordering change and provides next-business-day credit, helping companies run smoother cash operations.

Key Features

Role-Based Admin Dashboard
Provides tailored access and permissions for global admins, businesses, companies, and location managers, ensuring secure and flexible management.

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Deposit Monitoring and Alerts
Displays real-time deposit data (daily, weekly, monthly, yearly) with automated alerts to flag missing or unusual activity.

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Advanced Search and Data Export
Allows filtering by ID, business name, or location, with CSV export for deeper analysis and reporting.

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Cross-Platform Mobile App
Enables businesses to make and track deposits anytime, anywhere, using a Flutter-based app for iOS and Android.

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High-Performance Web Dashboard
Built with Gatsby and Redux for speed, responsiveness, and maintainability, with reliable state and data management.

Results

After a remarkable 308 % revenue growth in 2024, ClipMoney maintained its upward momentum into 2025.

Q1 2025 performance: Revenue surged 225 % YoY, reaching nearly $1 million. Key to this growth was a 153 % increase in new deposit users.

Network expansion: The ClipDrop deposit network grew to 473 locations, with a new Green Dot partnership adding 4,000+ retail deposit points across the U.S.

Client impact:

• Miss A: Reduced cash-handling costs by 70 %, saving over $40,000 annually across 19 stores.
• Lids: Achieved a 53 % reduction in cash management costs, saving $2,000 per store, across 350+ locations.

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Ready to build your own digital-first platform?

At Diversido, we help businesses design and scale web and mobile solutions that are secure, compliant, and user-friendly.

Get in touch with us to discuss your project.